Q: Is Travel Insurance a Legal Requirement When You Go Abroad?
Are you legally required to have travel insurance when you travel abroad? According to most websites I checked absolutely not… I mean it’s YOU that are taking the risk right? However it is well worth looking at if you are doing anything physical sporty and a definite requirement though not legal for skiing – you’d be nuts not to get some health insurance there. But for some non-active holidays – I would actually consider skipping it in some cases – but it’s your decision so do some research into the best insurance prices and deals and what is actually recommended and not overkill to insure for!
Insurance companies are in it for the money – not the love!
But remember when you buy it – they have all the boxes by default ticked that can bump up the insurance price loads – I even had a box pre-ticked saying they would straighten out my teeth if necessary and this added another £X quid on top of my skiing trip. By the time I had un-checked the ridiculous superfluous stuff – I was down to half the price my travelling companion had already paid for his! So do a bit of checking and reading and unchecking of unnecessary cover. Remember – insurance companies are in it for the money – not the love!
Here’s a link with more info on this: https://forums.moneysavingexpert.com/showthread.php?t=364002